Business financing
Term loans
A fixed facility with repayment structured around the business’s cash flow and maturity.
What it is
A term loan is a fixed facility repaid on an agreed schedule over a set term.
It can support equipment, expansion, refinancing, or general corporate purposes, with the structure built around cash flow and maturity.
Where it fits
- Equipment purchases
- Business expansion
- Refinancing an existing obligation
- General corporate purposes
What shapes the structure
- The business’s cash flow and financials
- The purpose of the financing
- The repayment schedule and maturity
- Industry, time in business, and lender criteria
How we approach it
We start with the purpose of the financing and how scheduled repayment fits the business’s cash flow. We work with owners and, where appropriate, their attorneys and CPA firms.
Stapleton Frost arranges financing through lenders and capital providers; it does not lend directly. We keep the discussion confidential and look for the route that fits the business—not simply the first available facility. Terms depend on the business’s financials and the lender’s criteria.
A useful first conversation
Request a term loan
Share the basics of the business and financing purpose so we can understand the facility to discuss.
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A useful first conversation
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